This short report aims to assist you in getting lower premiums. A few methods exist to assist you in lowering your car insurance for drunk driver monthly costs. Most are straight forward and can be applied at quotations stage while other tips may take some time to apply. Not every method given will be relevant for you, however if you are looking for car insurance for drunk driver methods are presented to help you lower you insurance cover costs.
Topics that the article will investigate are paying for your premium, cover explained, pass plus discounts just to name some of the topics.
Step One Low engine cars are cheaper - Big engines are harder to control and cost more to replace so driving a car of this kind costs more to insure. One way then to reduce the costs of your car insurance for drunk driver is to find a cheap small car.
Step Two Limit named drivers ! Naming drivers on your insurance costs more. If the drivers are younger than 25 years old then the costs will be much higher. The secret is to name only those that will drive the car. If the driver you need to name has driving any other cars extension then they can drive you car third party only on their own policy. Depending on the value of your vehicle third party cover may be satisfactory or not. Instead of naming a driver permanently you can add them temporarily part way through your insurance year.
Step Three Shopping around ! If your renewal notice is less than 2 weeks away and you haven't had it ring your broker or provider to get it now. That way you still have time to compare cover and prices elsewhere.€ Make a list and ring or submit your details online to a minimum of 4 motor insurers. Look through league tables about insurers sometimes quoted in the press newspapers and magazines. Make a list of the prices and compare benefits as well as costs.
Step Four Upgrade your licence ! An alternative way to save on your car insurance for drunk driver is by enrolling on an advanced driving course. The pass plus is a good start for younger first time drivers. Lots of insurers now give substantial discounts if first time drivers have the pass plus. Topics the course covers are all weather driving, driving on dual carriage ways and driving out of town. Other courses that can help older drivers are the IAM institute of advanced motorists or the and ROSPA.
What are the next steps ?
Please make sure you have carried out the appropriate steps listed above. For car insurance for drunk driver we recommend you visit this site Self Employed Insurance
About the Author
Damian is the owner of many finance related websites. Including mortgage, loans and debt advice. For more information visit http://www.selfemployedhelp.co.uk
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