How to Get the Cheapest Auto Insurance

Want to know how you can get the cheapest auto insurance with a reliable company? Here's how to do it ...

Comparison Shopping

A few years ago finding cheap insurance meant spending half a day or more calling or visiting your local insurance agencies, and answering a ton of questions, in order to get enough quotes to compare so you could get a cheap rate.

Now, thanks to the Internet, you can get quotes from all the major insurance companies in a matter of minutes in convenience of your home. The problem is there are hundreds upon hundreds of insurance websites to choose from. So where do you begin?

Insurance Websites

There are two types of insurance websites:

1. Company owned sites - These sites were created by insurance companies to sell you their policies. Some of these sites claim to give you their competitor's rates along with theirs, but often the competitors they compare are not the ones with the cheapest rates. Some of these sites let you contact their service representatives to get information, but they tend to be biased in favor of the company.

2. Insurance comparison sites - These sites have you fill out a single form in order for you to get quotes from a number of auto insurance companies. The best comparison sites only affiliate with A-rated insurance companies so you know your quotes come from reputable insurers.

Some of these sites feature an online chat feature so you can get unbiased answers to any auto insurance questions you may have from insurance specialists. They also offer an "Articles" section where you can get money-saving tips. (See link below.)

Getting the Cheapest Auto Insurance Quote

In order to get the cheapest auto insurance quote you should first visit an insurance comparison site like LowerRateQuotes.com to get quotes. Then visit a couple of single-company sites like Esurance.com, and Geico.com, to see how they compare.

After you find a company with the best rate, you can lower your insurance even further by:

* Raising your deductible

* Installing burglar alarms and anti-theft devices

* Dropping your collision and comprehensive coverage if you drive an older car

* Requesting all the discounts that you're eligible for

Visit http://www.LowerRateQuotes.com or click on the following link to get the cheapest auto insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.


About the Author

The author, Brian Stevens, is a former insurance agent and financial consultant who has written numerous articles on finding the cheapest auto insurance quotes.